Gosh…fall is in full swing… The colors are beautiful and tonight I had to drag out the winter coat even! Speaking of which… it is always cool to me to put on a coat you haven’t worn in months and find stuff in the pockets. I found two good pens (always handy to have), a thing of chapstick (for those dry cold days), a bottle of pepto bismol caplets (for those bad digestion days?) and the keys to my safe deposit box in Zurich …. yeahhhh…..