Rant of the Day:
Why is it that I am not able to comprehend banks. Somehow, the way banks operate manages to escape me no matter how many times they tell me about their policies.
I deposit a check at 4pm on Friday. I check my balance via the phone and it says “You have $350 available.” So I proceed to get gas and groceries on Sunday. Everything works fine. So then I got pay some bills and buy money orders at the Post Office. Declined. So I drive to the bank and they say, “Oh, checks won’t be deposited until Midnight on the next business day when you come after 3pm. That means if you come after 3 on a Friday, you can’t access your money until Tuesday.” I am confused at this point, knowing that I had purchased groceries and gas, but they said because I used the credit part of the checkcard, it would work. “One option,” the lady says to me, “is to cash the check in the drive in, and then come inside and deposit the cash.” This is, of course, illegal, but still they tell me to do it. Craziness I tell you. Craziness.
But now I think I have it figured out. As long as I get there before three, it will go into my account that night. That wasn’t so hard was it?
I swear i’m going thru the same thing right now. only i shake my fist at banks for not staying open later. or maybe i shake my fist at my boss for not letting me off before the banks close. i dont know. you’d think banks would stay open for people to go to AFTER they get off work….work, the place they go to earn money to put in the bank…that doesnt even stay open long enough for them to get there unless they waist their lunch break….gah.